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Published Feb 21, 22
5 min read

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Opinions expressed by Entrepreneur contributors are their own. Is your dwindling bank account impacting your health? The American Psychological Association (APA) released a survey showing that money stress impacts Americans' health nationwide. And, as it turns out, the wealthy are also stressed about money -- not just those in lower-income households.

Start a service business, Launching a service business can be done without a large network, an online presence or much overhead. The easiest way to start is by telling people in your existing network what you’re offering and asking them to spread the word. Noah Kagan from App, Sumo nailed this concept.

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But you can look at buying a condo or small property in another country as a vacation getaway instead. The price tag is typically cheaper, even when you hire a local property management group to manage renters while you’re away. Commercial real estate can also be a lucrative way to invest and earn passive income, even without a large down payment.

How Long Will Your Money LastHow To Replace Your Income So You Can FINALLY Quit Your 9 to 5! - Amy Coats Two Week Notice Society Entrepreneur success, Coaching business, Online business

You'll get vetted deals and access to high-end listings you wouldn’t otherwise find. Read This: The Book on Investing In Real Estate with No (and Low) Money Down by Brandon Turner Amazon Launch an online resource, Share your expertise by launching an online ebook or course to help others while you earn passive income.

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You need to research products, find a manufacturer, market your site and figure out how to fulfill orders. Don’t forget about customer service and refund requests. Instead, you could sell a product and develop a presence directly on Amazon without the need to take on so many roles. Some sellers even have their products shipped directly to Amazon’s fulfillment center and never touch the product itself.

Use your imagination to start a flow of extra income today.

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Replacing my income so that I can choose how I spend my time is something that is very important to me, especially this year. I’m not made for the typical 9 to 5, similar to many other people. I prefer being an entrepreneur and content creator because I enjoy all the hard work that goes into being one.

This was in hopes that the change would bring me more happiness and fulfillment. However, it was an extremely loaded decision that we contemplated for over a year. We anticipated the transition of losing a paycheck to be stressful, but were pleasantly surprised that this was not the case. Overall, my experience working from home has felt like a complete luxury.

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I have been working all hours of the day to catch up on the backlog of “to-dos” that piled up over the last year. The funny thing is that I have a lot to do, but I’m enjoying it so much that I routinely find myself startled at how quickly time has passed each day.

The flexibility I have is incomparable to any benefit that my previous employer provided. I no longer have to sit in traffic twice a day for an hour. In result, my gas bill is next to nothing and we’ll be able to keep my car for years to come due to little wear and tear.

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Low to moderate-income families are losing ground: How to save their  homeownership dreamsI've been furloughed or lost my job. Should I take up trading to replace my income?

However, the most important thing that I love is that I’m feeling happy again. They say that if you do what you love it’s never work, and I’m living that every day now. My old job was draining and took a lot out of me. I no longer have to pretend to be someone I’m not in Corporate America.

Another factor that I have thought about is that my financial services licenses will expire 2 years from my last day if I don’t find another job in the industry before then. Right now, I’m completely at peace with that. However, it’s hard to think about all the months I put into studying for those exams.

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Coincidentally, the other day I saw a memory on my Facebook of the day two years ago that I accepted their offer of employment. I was ecstatic, as getting into their company was an extremely competitive process and one that my whole family was proud of. Seeing that memory honestly left a bad taste in my mouth.

People say it’s important to have a side hustle because it’s something you can fall back on or use to bring in extra money. However, I challenge you to follow your passions and take a chance on scaling it if you want to. It worked for me, and I’m happy to say that my side hustle turned into my main hustle.